|
Available
Programs: |
Carrier
Risk Tolerance: |
|
Pay As You Go Workers' Compensation |
All risks acceptable: low, medium, and
high risk with limited height exposure.
Includes risks
such as contractors, trucking, and some temporary staffing. |
|
Pay As You Go General Liability |
Contractor and service risks acceptable:
low, medium, and high. |
|
Commercial Insurance- 12 Equal Installs |
Non-construction risks only. |
|
Commercial Insurance-
Standard Lines |
Most risks. |
|
Workers' Compensation Information: |
Owners Wages for Workers' Compensation |
|
Individuals and Partners |
$48,900- Annual
Minimum (effective 01.01.08).
Construction only-
sole proprietors and partners in construction
are automatically
covered and can't opt out.
sole prop's who are
non-construction are automatically excluded and
cannot elect coverage. |
|
LLC Members |
$18,200-
Non-Construction.
$6,400-
Construction.
Non-Construction
industry LLC's are treated as either a
partnership or corporation depending on how
entity filed to be taxed. If corporation, they
are statutorily included and classed as Exec
Officer. They may elect to be exempt. If taxed
as partnership, then treated as partners and
statutorily excluded. If full-time, they may
elect to be covered. If covered- treated as
employee and included at flat amount.
Construction
industry LLC's are treated as a corp. regardless
of how filed to be taxed.
Members are
statutorily included. Up to 3 members (owning
10% min) may elect to be exempt. |
|
Corporate Officers: Corporations |
$18,200- Min
Annual Payroll (effective 01.01.07).
Executives may be
excluded by endorsement. No more than 3
officers may elect exempt (10% min own). |
|
General Liability Information: |
Owners Wages for General Liability: |
|
Individuals and Partners |
$16,700- flat
annual (effective 09.01.84). |
|
Corporate Officers & LLC Members |
$16,700- flat
annual (effective 09.01.84). |
* Information contained herein is
based on the most accurate data as of the time of
posting. Please check with you states Division of
Workers' Compensation Insurance for the most up to
date information and to verify accuracy.
|
Pay As You Go work comp and general liability in
Florida.
