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Michigan (MI)

 -Workers' Compensation Insurance Information

 

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Payroll Company Workers Compensation Program Check Mark   Pay As You Go work comp and general liability in Michigan.


 

 Available Programs:  Carrier Risk Tolerance:

Pay As You Go Workers' Compensation

All risks acceptable:  low, medium, and high.

Includes risks such as contractors, trucking, roofing, and temporary staffing.

Pay As You Go General Liability

Contractor and service risks acceptable:  low, medium, and high.

Commercial Insurance- 12 Equal Installs

Non-construction risks only.

Commercial Insurance- Standard Lines Most risks.

 

 Workers' Compensation Information:  Owners Wages for Workers' Compensation

Individuals and Partners

$16,700- Min Annual Payroll (effective 01.01.06).

Partners covered but may elect to be excluded.

Sole-proprietor are not covered.  Family members to be covered.

LLC Members

Statutorily included.  Corporation status, but treated as employee.

An active member with no more than 10 members owning a min of 10% of company may elect to be exempt.

Corporate Officers: Corporations

$20,852- Min Annual Payroll (effective 01.01.08).

Executives may be excluded if corp has ten or fewer shareholders and executives own 10% or more of stock.

 

 General Liability Information:  Owners Wages for General Liability:

Individuals and Partners

$29,700- flat annual (effective 07.01.84).

Corporate Officers & LLC Members

$29,700- flat annual (effective 07.01.84).

 

* Information contained herein is based on the most accurate data as of the time of posting.  Please check with you states Division of Workers' Compensation Insurance for the most up to date information and to verify accuracy.

 

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