|
Available
Programs: |
Carrier
Risk Tolerance: |
|
Pay As You Go Workers' Compensation |
All risks acceptable: low, medium, and
high.
Includes risks such as contractors, trucking,
roofing, and temporary staffing. |
|
Pay As You Go General Liability |
Contractor and service risks acceptable:
low, medium, and high. |
|
Commercial Insurance- 12 Equal Installs |
Non-construction risks only. |
|
Commercial Insurance-
Standard Lines |
Most risks. |
|
Workers' Compensation Information: |
Owners Wages for Workers' Compensation |
|
Individuals and Partners |
$22,200- annual
(effective 07.01.08).
Sole-proprietors
and Partners covered only if endorsed on policy.
Eff; 07.01.07-
owners may allocate 10% of their payroll to
code 8810 (clerical) or code 8742 (sales)
regardless of governing class. |
|
LLC Members |
Statutorily
included. Corporation status. Treated as corp
officer.
Members may elect
to be exempt by written endorsement. Eff;
07.01.07- Members may allocate 10% of their
payroll to code 8810 (clerical) or code 8742
(sales) regardless of governing class. |
|
Corporate Officers: Corporations |
$22,200 Min Annual
Payroll (effective 07.01.08).
Corporations with
no more than 2 owners and no employees may elect
to be exempt.
Eff; 07.01.07-
exec officers may allocate 10% of their payroll
to code 8810 (clerical) or code 8742 (sales)
regardless of governing class. |
|
General Liability Information: |
Owners Wages for General Liability: |
|
Individuals and Partners |
$28,400- flat
annual (effective 07.01.84). |
|
Corporate Officers & LLC Members |
$28,400- flat
annual (effective 07.01.84). |
* Information contained herein is
based on the most accurate data as of the time of
posting. Please check with you states Division of
Workers' Compensation Insurance for the most up to
date information and to verify accuracy.
|
Pay As You Go work comp and general liability in
Missouri.
