|
Available
Programs: |
Carrier
Risk Tolerance: |
|
Pay As You Go Workers' Compensation |
All risks acceptable: low, medium, and
high with limited height exposure.
Includes risks such as contractors,
some trucking and temporary staffing. |
|
Pay As You Go General Liability |
Contractor and service risks acceptable:
low, medium, and high. |
|
Commercial Insurance- 12 Equal Installs |
Non-construction risks only. |
|
Commercial Insurance-
Standard Lines |
Most risks. |
|
Workers' Compensation Information: |
Owners Wages for Workers' Compensation |
|
Individuals and Partners |
$31,200- Min
Annual Payroll (effective 01.01.10)- No
Employees.
Sole Proprietors
and Partners with employees may elect coverage.
If no employees coverage is automatic with work
comp policy. |
|
LLC Members |
Statutorily
Excluded. Partnership status. Treated as
employee.
Members are
considered similar to partners.
Partners are
excluded, but may elect coverage. |
|
Corporate Officers: Corporations |
$28,600- Min
Annual Payroll (effective 10.01.07).
Sole Executive
Officers or Companies with only Two Exec's may
be excluded by endorsement.
Non-Profits:
$14,300- Min Annual Payroll (effective
10.01.07). |
|
General Liability Information: |
Owners Wages for General Liability: |
|
Individuals and Partners |
$27,500- flat
annual (effective 07.01.84). |
|
Corporate Officers & LLC Members |
$27,500- flat
annual (effective 07.01.84). |
* Information contained herein is
based on the most accurate data as of the time of
posting. Please check with you states Division of
Workers' Compensation Insurance for the most up to
date information and to verify accuracy.
|
Pay As You Go work comp and general liability in New
York.
